Track your current cover
Add your insurer and policy start date once. PHI Tracker keeps your tenure up to date so every comparison uses the right numbers.
Features
Everything PHI Tracker does for your health cover
PHI Tracker watches Australian private health insurance signup offers so you don't have to. Here's how it works.
Lookback window comparison
Most funds only let you claim a signup offer if you've been away for a set lookback period. We compare your tenure against each fund's rules to surface the offers you actually qualify for.
Offer alerts
Get notified the moment you clear a lookback window or a relevant new offer appears — no manual checking of fund websites.
Broad insurer coverage
Offers across dozens of Australian insurers, kept current so your comparisons reflect what's on the market now.